Receiving a call or letter from Gurstel Law Firm, P.C. can feel intimidating, especially if you’ve never dealt with debt collection before. It’s important to remember that you have rights, and you don’t need to face this situation alone. This blog will walk you through who Gurstel Law Firm is, what they do, your legal protections, and the steps you can take if they contact you.
Who Is Gurstel Law Firm, P.C.?
Gurstel Law Firm, P.C. is a multi-state debt collection law firm headquartered in Golden Valley, Minnesota. They represent creditors and businesses that are attempting to collect unpaid debts. Their work often involves:
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Credit card debt collection
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Medical bill recovery
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Loan defaults
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Commercial debt disputes
They are known for using litigation as a tool to recover money, meaning they can file lawsuits against consumers who fail to respond or settle debts.
Contact Information:
? 6681 Country Club Dr, Golden Valley, MN 55427
? (763) 267-6781
What to Do If Gurstel Law Firm Contacts You
The most important step is to stay calm and act wisely. Debt collection law firms count on people being scared and making quick decisions. Here’s what you should do:
1. Verify the Debt
Before you agree to anything, request a debt validation letter. This letter should include the creditor’s name, the amount owed, and account details. Review it carefully and check your records to confirm whether the debt is accurate.
2. Know Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) protects you against harassment and unfair practices. For example, debt collectors cannot:
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Threaten you with jail time
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Harass your family or employer
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Lie about the amount you owe
You have the right to dispute the debt within 30 days of receiving notice.
3. Don’t Ignore a Lawsuit
If you are sued by Gurstel Law Firm, ignoring the summons is the worst thing you can do. Not responding can lead to a default judgment, allowing them to:
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Garnish your wages
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Freeze your bank account
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Place liens on your property
Always respond to lawsuits, even if you believe the debt is not valid.
4. Consider Negotiation or Settlement
Sometimes you can negotiate:
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A lump-sum payment for less than the full balance
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A payment plan that works for your budget
Never agree verbally—always get settlement terms in writing.
Common Debt Collection Tactics Used by Law Firms
Debt collection law firms like Gurstel often rely on:
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Debt lawsuits to secure judgments
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Settlement offers to recover part of the balance
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Wage garnishment if judgments are won
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Bank account levies with court approval
Knowing these tactics in advance helps you prepare the right defense.
How Consumer Rights Law Firm PLLC Can Help
If Gurstel Law Firm is pursuing you, you don’t have to handle it alone. The Consumer Rights Law Firm PLLC focuses on protecting consumers from unfair collection practices. They can:
✅ Dispute inaccurate debt claims
✅ Negotiate fair settlements
✅ Defend you against lawsuits
✅ Stop harassment and illegal collection behavior
? Call (877) 700-5790 today for a free consultation or visit the Contact Page to get immediate help.
Final Thoughts
Being contacted by Gurstel Law Firm, P.C. doesn’t mean you are powerless. By verifying the debt, knowing your rights, and seeking professional help, you can protect yourself from unfair practices and find a solution that works for you. Remember, debt collection law firms work for creditors—not for you—so having the right support on your side makes all the difference.